Maral Posted October 22, 2005 Report Share Posted October 22, 2005 if I may clarifie one thing. I am in 100% control of my financil situation. my total debt including my mortgage is only 1.5 times my annual salary. i dont have any secon mortgages. no interest only loans no unmanegible credit card debt or any bad loans. I invest wisely, i am putting money in my 401k and invest in an ira on top of that. And have liquid savings to sustaine my lifestyle for 6 months without any income... Now my problem. I have a very expansive lifestyle and spend WAY too much money. based on my income i should be able to save about 3 times as much as i do.. but i dont. but Azat...where would all those fancy shmancy restaurants be if you stopped spending!? Quote Link to comment Share on other sites More sharing options...
Killuminati Posted October 23, 2005 Report Share Posted October 23, 2005 i say, commit suicide, get over with it... that's what i did... Last time i checked, it takes a man to commit a suicide. anyway, you guys need to learn not to take life seriously, you know things are going downhill when you are trying too hard...jsut chill and let life unfold itsself, o yeh also forget the bible What happens tomorrow is out of your imagination, so u can't do nothing about it, but you still assume. Quote Link to comment Share on other sites More sharing options...
Takoush Posted October 23, 2005 Report Share Posted October 23, 2005 (edited) Sipan: I finally finished all my Lifetime Financial Plan for you or whoever that wants to benefit it from. Read it and I hope it will be a good guideline for a liftetime for a sound relationship with your money for you. I hope you follow it and this way your stress will diminish a great deal. Also take into consideration what Vava told you too. Your youthfulness, your good ethics, your good and intelligent mind and of course, your high education. They are plenty of assets for you that even in the Americas many don't possess. Also like Gam says, have at least one vacation per year and don't forget to enjoy yourself in the interim. Good Luck pal! Edited October 23, 2005 by Anahid Takouhi Quote Link to comment Share on other sites More sharing options...
Sip Posted October 23, 2005 Author Report Share Posted October 23, 2005 Will read all carefully soon but I might not be around for another week or so (travels etc). Thanks for the replies! Harut, I KNEW they had internet in the afterlife! I just figured not too many had been able to break throught the firewall But I can just see the next wave of paranormal and psychic phenomena that is coming when people start conversing with the dead over the net Quote Link to comment Share on other sites More sharing options...
phantom22 Posted October 23, 2005 Report Share Posted October 23, 2005 (edited) Sipan jan, I wonder about all those things myself. The more successful I have become the MUCH more stress I have developed in my life. The more you earn the more debt you have(I have never been in as much debt as I am now) and the more you need your job and such to make sure you dont loose the things that you "own"(in my case the bank owns everything I have. ) The only advice i can give you for the retirement planning is go with SAFE investments. At one point I lost about 70% of my 401K/IRA value because I was in too many high growth/risky investments. You care very young and the power of compounding will be very powerful for you in 20-30 years. With all that said it is also most important to enjoy your life as Vava said. I make sure I do at least 2 vacations a year, I buy the toys and things that make me happy. After all who cares if you have millions in the bank if you die from stress or from any reason without enjoying your life when you really can rather than waiting till you retire when you cant enjoy much. This is why I left LA. To work and slave to buy a home there and then slave every weekend to upgrade the home, only to have a jackass President (father of the present one in the White House) purposely destroy the real estate market in your neighborhood by means of his adminstration's inane economic policies. My father forgoed enjoying many things in life to save for his retirement, only to drop dead two months BEFORE his retirement date. Edited October 23, 2005 by phantom22 Quote Link to comment Share on other sites More sharing options...
Takoush Posted October 23, 2005 Report Share Posted October 23, 2005 This is why I left LA. To work and slave to buy a home there and then slave every weekend to upgrade the home, only to have a jackass President (father of the present one in the White House) purposely destroy the real estate market in your neighborhood by means of his adminstration's inane economic policies. My father forgoed enjoying many things in life to save for his retirement, only to drop dead two months BEFORE his retirement date. Phantom: I really sympathyze for your poor and dear Dad; that was too bad for him and for you people. Nonetheless, non of us can predict the future. Just in case you'll be around, and chances are with the newest scientific discoveries we may live hopefully a long life; hopefully? Anyway, my point is just in case we'll have a long lifespan, then it's better to have money to be able to live peacefully than not. I think regardless, we have to find a happy medium and enjoy life too, but without going to extremes to be able to save for the future as well. Quote Link to comment Share on other sites More sharing options...
aSoldier Posted November 15, 2005 Report Share Posted November 15, 2005 Matthew 6:25-34 "Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? Who of you by worrying can add a single hour to his life? "And why do you worry about clothes? See how the lilies of the field grow. They do not labor or spin. Yet I tell you that not even Solomon in all his splendor was dressed like one of these. If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you, O you of little faith? So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first his kingdom and his righteousness, and all these things will be given to you as well. Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own. Quote Link to comment Share on other sites More sharing options...
Sasun Posted November 16, 2005 Report Share Posted November 16, 2005 Matthew 6:25-34 "Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? Who of you by worrying can add a single hour to his life? "And why do you worry about clothes? See how the lilies of the field grow. They do not labor or spin. Yet I tell you that not even Solomon in all his splendor was dressed like one of these. If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you, O you of little faith? So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first his kingdom and his righteousness, and all these things will be given to you as well. Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own. Good one, thanks. The art of a happy life. Quote Link to comment Share on other sites More sharing options...
kakachik77 Posted November 16, 2005 Report Share Posted November 16, 2005 When you don't have, you spend all your time worrying about how to have. You have stress levels beyond belief at times to make ends meet ... what will happen tomorrow ... how will I survive ... etc. When you do have, then you spend all your time worrying about how to protect and keep what you have. You have even MORE stress now worrying not only about what you have and how to continue to have it, but also how not to lose what you do have. It's like you're damned if you do, and you're damned if you don't ... sometimes I just wish I was just a beach bum with nothing to lose. Sip, this is when time for you to fall deeply in love.... Quote Link to comment Share on other sites More sharing options...
Sasun Posted November 16, 2005 Report Share Posted November 16, 2005 (edited) When you don't have, you spend all your time worrying about how to have. You have stress levels beyond belief at times to make ends meet ... what will happen tomorrow ... how will I survive ... etc. When you do have, then you spend all your time worrying about how to protect and keep what you have. You have even MORE stress now worrying not only about what you have and how to continue to have it, but also how not to lose what you do have. It's like you're damned if you do, and you're damned if you don't ... sometimes I just wish I was just a beach bum with nothing to lose. You are not damned in either way, but like a great majority of "damned" people have not realized that it is not having possessions or lacking them that make one unhappy, but it is the lack of a state of mind Edited November 16, 2005 by Sasun Quote Link to comment Share on other sites More sharing options...
Anileve Posted November 16, 2005 Report Share Posted November 16, 2005 Sip, you need Jesus in your life. Quote Link to comment Share on other sites More sharing options...
Arpa Posted November 16, 2005 Report Share Posted November 16, 2005 (edited) Sip, you need Jesus in your life. I don't think so. I don't know what all this thred is about but every time I see "Jesus" I think about our compatriotos; Jesus(read Hesus)JoseMariaGonzalesGarciaArmentanoCastroRamirezRomero... DeMariaDeJesus. He needs more Jesus! Edited November 16, 2005 by Arpa Quote Link to comment Share on other sites More sharing options...
Sip Posted November 16, 2005 Author Report Share Posted November 16, 2005 I think Anileve knows I am probably a lot more likely to accept Jesus in my life than give into this love business Quote Link to comment Share on other sites More sharing options...
aSoldier Posted November 16, 2005 Report Share Posted November 16, 2005 (edited) Good one, thanks. The art of a happy life. I don't know if you're serious or sarcastic, either way, it is the art of a happy life, told by Jesus himself Sip read my last post ^^^^^^^ I'm sure it will help. Jesus Is The One And Only Way For True Happiness. Edited November 16, 2005 by sSebB Quote Link to comment Share on other sites More sharing options...
Sip Posted November 16, 2005 Author Report Share Posted November 16, 2005 I don't know if you're serious or sarcastic, either way, it is the art of a happy life, told by Jesus himself Sip read my last post ^^^^^^^ I'm sure it will help. Jesus Is The One And Only Way For True Happiness. Jesus is pretty cool ... I like him. But in case you missed it, this is what I had to say about Him above: The problem with the Bible is that the Lord hasn't really said much about 401K plans, setting insurance coverage levels of various kinds, running synthetic vs regular fluids in the transmission of your cars, whether to go into hi-tech stocks, medical or pharmaceuticals, or maybe just stick to good old blue chip deals. Also, as far as variable-rate interest loans and how to manage mortgages and other debt, I usually end up feeling "unsatisfied" with the Lord's advice on how to proceed. Also, about Jesus and not really caring about that earthly stuff ... but I don't care how much we follow Jesus, somebody's gotta pay the bills ... and I'd be glad to forward all mine to God if I knew his email (yah I get online bills). Quote Link to comment Share on other sites More sharing options...
Eloren Posted November 16, 2005 Report Share Posted November 16, 2005 Money is trouble... Give all your troubles to Jesus.. Seriously, yes Jesus taught us a happy life, so did buddha, so does the Dalai lama, so did a lot of people.. Come on, Maybe it is time to stop throwing all the troubles on Jesus/God/Allah/Buddha/Pikachu/Barney... And just start to live simply. I kind of changed my life recently and i live more peacefully with less stress. Do not try to reach goals that are way too high. Learn also to stop when you feel satisfied, no need to run after an illusionary goal all your life. But seek first his kingdom and his righteousness, and all these things will be given to you as well No need to seek anything, all of this is already in you. Just seek inside you. Ask yourself the good questions and try to answer them, don't rely on miracles. Quote Link to comment Share on other sites More sharing options...
armjan Posted November 16, 2005 Report Share Posted November 16, 2005 (edited) Money is trouble... Give all your troubles to Jesus.. I kind of changed my life recently and i live more peacefully with less stress. Do not try to reach goals that are way too high. Learn also to stop when you feel satisfied, no need to run after an illusionary goal all your life. No need to seek anything, all of this is already in you. Just seek inside you. Ask yourself the good questions and try to answer them, don't rely on miracles. sounds like a good reality check! Edited November 16, 2005 by armjan Quote Link to comment Share on other sites More sharing options...
aSoldier Posted November 16, 2005 Report Share Posted November 16, 2005 I guess what I'm trying to say is >> Pray about your troubles (money, bills, etc.) because worrying about them won't do anything. Praying works believe it or not. I will pray for you nothing is impossible with God. No problem, no situation: Hebrews 13:5 "Keep your lives free from the love of money and be content with what you have, because God has said, 'Never will I leave you; never will I forsake you'". Quote Link to comment Share on other sites More sharing options...
vava Posted November 16, 2005 Report Share Posted November 16, 2005 And with that, we'll do away with all the ambition (and hence innovation, academic achievement, research & discovery) in the world. If we're all 'content with what we have', who's going to develope new medicines & vaccines? Who's going to innovate and discovery less expensive, less pollutant sources of energy? Who will strive for excellence? Complacency is not a solution, albeit, it's probably more stress-free. I agree that we should keep things in perspective, but a little ambition, goal setting and achievement are all good things. We can't just ignore the worries of tomorrow - tomorrow is way too important - for ourselves and our children. Quote Link to comment Share on other sites More sharing options...
Takoush Posted November 16, 2005 Report Share Posted November 16, 2005 (edited) While praying does the trick in a good many instances; but God expects us to work and work hard. Be fruitful and certainly do all the good things as vava mentioned. If I don't go and prepare my derevi litsk and pakhlava and/or go to college to become a more educated and a resourceful human being, do you think that God will make my derivi litsk or my pakhlava or go to college for me? Noooooooo!!! God wants us to pray and be good human beings; but he certainly wants us to be resourceful and hard workers too. Remember, it took 120 years for Noah to build his ark to escape flooding. God certainly wanted and expected Noah to build his ark. God wasn't going to do it for him, He expected Noah to work hard and build his ark. Right? Right. Edited November 16, 2005 by Anahid Takouhi Quote Link to comment Share on other sites More sharing options...
Azat Posted November 17, 2005 Report Share Posted November 17, 2005 Sip, this is when time for you to fall deeply in love.... its all planned my friend and soon it will happen http://hyeforum.com/index.php?showtopic=67...58entry108758 Quote Link to comment Share on other sites More sharing options...
vava Posted November 17, 2005 Report Share Posted November 17, 2005 its all planned my friend and soon it will happen http://hyeforum.com/index.php?showtopic=67...58entry108758 HAHAHAHAHA!!! ROTFL - I must have missed all of that wedding talk! So when's sip actually getting married?? The cast of characters is still pretty much the same... although i'm still trying to fiigure our the flower girl bit.... Quote Link to comment Share on other sites More sharing options...
Sasun Posted November 17, 2005 Report Share Posted November 17, 2005 I don't know if you're serious or sarcastic, either way, it is the art of a happy life, told by Jesus himself I am serious. Too bad there is no 'serious' emoticon. Jesus Is The One And Only Way For True Happiness. Not "the" but "a". Buddha is also a Way for True Happiness, so are other Masters. Incidentally, they have said the same thing in different languages and words. It is a fundamental law. Quote Link to comment Share on other sites More sharing options...
Sasun Posted November 17, 2005 Report Share Posted November 17, 2005 Seriously, yes Jesus taught us a happy life, so did buddha, so does the Dalai lama, so did a lot of people.. Come on, Maybe it is time to stop throwing all the troubles on Jesus/God/Allah/Buddha/Pikachu/Barney... And just start to live simply. Not throwing, but following their good advices. No need to seek anything, all of this is already in you. Just seek inside you. So then seek or not seek? Quote Link to comment Share on other sites More sharing options...
Sasun Posted November 17, 2005 Report Share Posted November 17, 2005 Jesus is pretty cool ... I like him. But in case you missed it, this is what I had to say about Him above: If they were really important He would have mentioned something. That's another indication that we really should not have to pay too much attention to them. Also, about Jesus and not really caring about that earthly stuff ... but I don't care how much we follow Jesus, somebody's gotta pay the bills But nobody is saying God will pay your bills, the point is - pay your bills and do all the necessary stuff, only WITHOUT worrying about them because they are not fundamental elements of human happiness. Quote Link to comment Share on other sites More sharing options...
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