Sip, I was carefully explained all this.Yes, you pay to be paid later, but it happens if you are eager... In order to reveal the truth, don't you mind (dear Movses, too ) if I go on telling what I was told? So this is how it comes: all one should do, is to sell his 3 certificates (each $15) and get his $45 back. His fault if he fails to sell them. But even if you manage to "get rid" of only one, the two others will be sold by the German office in your favour.It seems to be short-term investment, with long-term persentage feedback...Well, they are interested in the game to go on, so are the participants. Thus each of them is seeking a byer, and it promotes each of them, WHAT WAS TO BE PROVED, is not it so?... [ August 27, 2002, 11:18 PM: Message edited by: Srbuhi ]